Real Estate-Backed Notes. Double-Digit Returns. Fully Managed.
Richie Legacy Homes gives private lenders a passive, secured way to deploy capital into single-family real estate — with monthly payments and a first-lien position on every deal.
How It Works
1 — We Find the Deal
We source discounted single-family homes, buy for cash, and prepare a full deal package.
2 — You Commit
Approved lenders review the package and wire funds directly to the title company — never to us.
3 — You Get Paid
60 monthly payments starting at close. First-lien deed of trust. Title and property insurance on every deal.
The Operator Behind Every Deal
Joe started as a residential real estate operator based in the DC metro area.→ 5+ years as landlord, property manager, and multifamily operator
→ Active portfolio across Maryland, Virginia, DC, Indiana, Missouri, and Illinois
→ Owner, property management company (est. 2021)
→ B.S. Chemical and Biomolecular Engineering, University of MarylandJoe underwrites every deal, manages acquisition, oversees tenant-buyer relationships, and ensures lenders are paid on time — every month.
Ready to See a Deal?
About
About Richie Legacy Homes
We buy deeply discounted single-family homes for cash, place tenant-buyers on owner-financed mortgages, and route those payments to private lenders. Investors earn double-digit passive returns without owning property or managing tenants.
Joe started as a residential real estate operator based in the DC metro area.→ 5+ years as landlord, property manager, and multifamily operator
→ Active portfolio across Maryland, Virginia, DC, Indiana, Missouri, and Illinois
→ Owner, property management company (est. 2021)
→ B.S. Chemical and Biomolecular Engineering, University of MarylandJoe underwrites every deal, manages acquisition, oversees tenant-buyer relationships, and ensures lenders are paid on time — every month.
What We Handle For You
Sourcing deals · Underwriting · Contracts · Inspections · Matching lenders to deals · Closing · Tenant-buyer placement · Monthly payment collection · Late notices & evictions · Replacement tenant-buyers
You review the deal and collect payments. Everything else is on us.
11
families on the path to homeownership
100%
on-time repayment to private lenders
Lender Protections
What You Receive on Every Deal
Promissory Note — rate, term, 60-month payment schedule
First-Lien Deed of Trust — your name secured against the property
Title Insurance — protection from day one
Property Insurance — you listed as additional insuredFunds wire directly to the title company. Your capital never passes through us.
The Process
From Approval to First Payment
1. Express interest → book a call or email Joe
2. Get approved → added to active lender network
3. Review a deal → commit and it's locked for you
4. Wire funds → directly to title company escrow
5. Receive documents → at close
6. Collect payments → 60 months, starting at close
SDIRA
Investing Through a Self-Directed IRA
Capital sitting in a traditional IRA or 401(k) can often be deployed through a Self-Directed IRA. Returns flow back into your retirement account tax-advantaged. We can connect you with the right custodian.
Deal Examples
Recent Transactions
Deal 1: SFH owner-financed at $5K down, $1,395/mo. Private lender on a 5-year note earning double-digit returns.
Deal 2: Property financed to rehabber at $109K — full renovation — sold for $245K. Lender earned monthly returns throughout.
Connect
Let's talk.
Whether you're an investor, a potential partner, or just want to learn more about what we're building — we're always open to a good conversation.
RICHIE LEGACY HOMES & PROPERTIES LLC
Privacy Policy1. Overview
Richie Legacy Homes & Properties LLC ("we," "us," or "our") is committed to protecting the privacy of our clients, prospects, and website visitors. This Privacy Policy explains how we collect, use, and protect your personal information.2. Information We Collect
We may collect the following information when you submit an online application or Google Form:
Full name
Email address
Phone number
Property interest and preferences
Rental or purchase application details3. How We Use Your Information
We use the information you provide to:
Respond to your property inquiries
Schedule and confirm property walkthroughs
Provide application status updates
Communicate rental or purchase process details
Send SMS messages related to your application and property of interest4. SMS Communication Policy
By providing your phone number through our online application or Google Form, you consent to receive SMS messages from Richie Legacy Homes & Properties LLC.
Messages are limited to property information, walkthrough scheduling, application status updates, and rental or purchase process communication
No promotional or marketing messages will be sent
Message frequency is approximately 2–4 messages per month
Message and data rates may apply
Reply HELP for assistance
Reply STOP at any time to opt out and stop receiving messages5. How We Protect Your Information
We take reasonable steps to protect your personal information from unauthorized access, disclosure, or misuse. Your information is used solely for the purposes described in this policy and is never sold to third parties.
Richie Legacy Homes & Properties LLC does not share or sell consumer personal information to any third parties for marketing or any other purposes6. Third-Party Services
We use the following third-party tools to communicate with clients:
Zoom Phone — for SMS communication
Google Forms — for online applications and lead collection
These services have their own privacy policies and terms of service.7. Your Rights
You have the right to:
Request access to the personal information we hold about you
Request correction of inaccurate information
Opt out of SMS communication at any time by replying STOP
Contact us with any privacy-related concerns8. Contact Us
If you have any questions about this Privacy Policy, please contact us:
Richie Legacy Homes & Properties LLC
📧 [email protected]9. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. Changes will be reflected by the updated effective date at the top of this page.